Insurance

Who should pay for a self-driving crash?  Bastiaan Krosse, who heads the automated driving programme at research institute TNO, said decisions on insurance need to be taken now, before the self-driving car becomes a reality. 

USAA is offering insurance for ridesharing drivers in three more US states.

Japan’s Mitsui Sumitomo Insurance and Aioi Nissay Dowa Insurance have jointly developed a new insurance product to cover risks involved in demonstration tests of self-driving cars. The new policy will cover possible risks involved in demonstration tests of self-driving cars in a comprehensive manner. Mitsui Sumitomo Insurance and Aioi Nissay Dowa Insurance believe the new product will encourage more companies to demonstrate their technology. Insurance premiums will differ, depending on the number of vehicles used in a demonstration test and the test period. They are expected to be between tens of thousands of yen (hundreds of dollars) and hundreds of thousands of yen per test per year. The two insurers expect to sell policies to automakers, research institutions, parts suppliers, telcos telecommunication firms and software companies. 

Daimler has established its own warranty insurer: Mercedes-Benz Versicherung AG. This move is likely an indication of how Daimler will support its driverless vehicle introductions.

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